When is the Best Month to Buy a Car?

Buying a car is an inexact science. Year-round, dealerships advertise promotions and specials, while savvy buyers can feel like they got a great deal no matter what time of the year it is....Read More

What To Do With Your Tax Refund & Your Car

You’ve filed your tax 2015 tax return and have already received or are expecting to receive a sizeable refund check. There are many ways to use a refund check – some smarter than others....Read More

Is GAP Insurance Worth it?

GAP insurance, like extended warranties and service packages, is one of those “extras” a dealership may try to sell you before you drive off the lot with a new vehicle....Read More

The Benefits of Refinancing a Vehicle With CARS

Refinancing can be a scary word. Upon hearing it, you might assume that you are going to be spending lots of valuable time on the phone with various lenders and will see your credit score drop due to a hard inquiry....Read More

Rolling Negative Equity Into An Auto Loan: Is it a Bad Idea?

Unlike other loan types, the balance of a pre-existing auto loan can be rolled into a new auto loan. If you owe $13,000 on your vehicle but want to move on, there is certainly nothing stopping you – not even the fact that your car is only worth $12,000 in a trade....Read More

How Does Refinancing a Car Loan Affect Your Credit?

When taking out a new car loan, it is important to be mindful of your interest rate and how your payments will be split between interest and principle. Your credit plays an incredibly important role in determining the interest rate you qualify for, ultimately deciding how you will pay to finance a vehicle over the life of the loan....Read More

When Should You Refinance Your Car?

You’re driving into work and hear an advertisement on the radio for an enticing auto financing special. Maybe it’s 0% for 72 months, or 1.99% on in-stock used vehicles. It gets you thinking. No, you don’t need a new car, but the financing agreement you made with the F&I department just a few months back seems like a raw deal after hearing those great new rates....Read More