Our Products and Services

Consumer Auto Refinance Services (CARS) offers three great products to take the stress out of managing your car loans online.

We provide refinancing services to convert higher interest auto loans into low interest car loans, provide GAP insurance coverage, and offer vehicle service contracts to keep your vehicle protected, long after your manufactures warranty period expires.

Refinancing into Low Interest Car Loans

CARS specializes in auto loan refinancing. It’s in our name, and it’s the product our company was built upon in 1998. Getting car loans online has never been easier, as CARS offers a convenient, no-obligation application right here on our website. Our secure application determines quickly if your vehicle and loan are eligible to be refinanced into low interest car loans through one of our reputable lenders, before credit approval and contact from one of our experienced loan officers.

Take advantage of today’s low rates1, and become one of more than 75,000 people who have successfully converted their existing loan into low interest car loans from CARS.

Learn more about converting your existing loan into a low interest car loan from CARS.

GAP Insurance Coverage

CARS offers Guaranteed Asset Protection, or GAP for short. This type of insurance coverage is intended to bridge the “GAP” between what you still owe on your vehicle, and how much your vehicle is actually worth, in case your vehicle is involved in an accident or theft resulting in a total loss.

Insurance carriers will only pay fair market value for a vehicle that is totaled or stolen. GAP insurance coverage protects the borrower in the event their loan balance exceeds the fair market value paid by the insurance company.

Learn more about GAP Insurance coverage through CARS.

Vehicle Service Contracts

CARS offers vehicle service contracts, similar to what you may get at the dealership but for a lower price.

Our Vehicle Service Contracts are a great way to protect your vehicle from the inevitable repairs that may come with driving more miles as a vehicle ages. Vehicle service contracts are a great investment after your standard dealership warranty expires, and are fully transferable, potentially increasing the value of your vehicle upon sale.

Learn more about VSC’s through CARS

CARS is about more than getting great car loans online. We are a full-service automotive financing company with three great products built to satisfy our customers. Learn more about all three, and contact us to learn more today!

1The Annual Percentage Rate (APR) offered is based upon the applicant’s year of vehicle, term, loan-to-value and credit score. APR’s may vary based on loan characteristics, including but not limited to, automatic debit of payments, amount of the loan, and other factors. All loans are simple interest, fixed rate loans with no prepayment penalty from one of our lending partners.