Since 1998, we have helped over 75,000 customers refinance well over $1.5 Billion in auto loans. We are experts when it comes to helping a customer refinance a car loan. Our streamlined refinance process is designed to ensure that you, the customer, receive outstanding service and flawless execution. There are various reasons to refinance an auto loan and we are proud to work with top rated lending partners that offer the most competitive loans in the market. Unlike some other auto refinance companies, there is never any cost to apply and there is absolutely no obligation when you work with CARS!
How to Refinance Auto Loans With CARS
Many people don’t realize how fast and easy it is to refinance a car loan and get a rate and payment they deserve. Our commitment, and that of our well respected lending partners, is to help you through every step in the process. If you ever have any questions or concerns, our friendly representatives are just a quick phone call away.
The first step to refinance a car loan is completing an application, which takes only a few minutes. This can be accomplished via our secure online application or by calling us at 1-800-779-2111. To expedite your application, you should have general information about yourself (and co-applicant if applicable), your vehicle and your current auto loan. Specifically, it helps to have the name of your current lender, your estimated loan amount, and the Vehicle Identification Number (VIN) of your vehicle. The VIN is commonly found on your insurance card or vehicle registration. If you ever have any questions about how to refinance your auto loan, we are here to help!
Reviewing Your Options
Once your application has been processed and approved by one or more of our lenders, a Loan Officer will contact you to clearly explain the refinance options that are available. The Loan Officer will listen to your goals for refinancing, customize the loan to meet your needs, and answer any questions you may have.
Completing the Process
If you approve of the refinance loan proposed by the loan officer, then easy to complete loan documents will be prepared and delivered to you. You can review and sign the loan documents in the comfort of your own home. The terms offered to refinance a car loan are time sensitive, so we ask that you review, sign and return the documents within a couple days. The package you receive includes clear directions for signing the paperwork and returning the documents. It is that easy to submit your application to refinance your car loan.
Once we have your signed documents, Loan Processors review everything one more time and then work directly with your new lender to ensure that your existing loan is paid in full in a timely manner, typically within 10-14 business days. You never have to visit the bank or your license bureau, everything is handled for you!
That’s How Easy It Is To Refinance A Car Loan
If you ever have any questions or if you would simply like to discuss reasons to refinance an auto loan, we are here to help. We take the confusion out of the process to refinance a car loan, and strive to make the experience quick and easy.
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Click here to apply online, or call us at 1-800-779-2111. We’re here to help you get the rate and payment you deserve!